Glossary

An employer-sponsored retirement savings plan that allows employees to save pre-tax money from their paychecks, often with a partial match from their employers. Money deposited into 401(k) accounts is not taxed until it is withdrawn. Some 401(k) plans also allow for post-tax earnings to be saved, depending on the employer plan.

A tax-advantaged retirement plan for public school and non-profit employees.

A retirement savings plan for employees of state and local governments and some tax-exempt organizations.

Also known as precious metals IRA, refers to a specialized individual retirement account (IRA) that allows investors to hold physical gold or other approved precious metals as a qualified retirement investment.

Is the distribution of some funds from your existing IRAs into a self-directed IRA, where you can invest in physical gold and silver.

Are rare, naturally occurring, and valuable metallic elements that are less chemically reactive and more corrosion resistant than most other elements.

A tax-advantaged individual retirement account (IRA) where your after-tax contributions grow tax-free.

A SDIRA is an IRA that offers increased control and greater diversification over your investments and assets.

A Simplified Employee Pension is a retirement account for anyone who is self-employed, owns a business, or earns freelance income.

Short for Savings Incentive Match Plan for Employees – is a retirement savings plan for small businesses with less than 100 employees and self-employed workers.

A TSP is a retirement savings and investment plan for Federal employees and members of the uniformed services.

A type of individual retirement account that allows you to contribute pre-tax dollars and grow your money tax deferred.